Mandatory €30,000 medical coverage valid across the whole Schengen area
Mandatory travel medical insurance valid throughout the entire Schengen area for the full duration of the stay, covering at least €30,000 for emergency medical treatment, hospitalization, and repatriation (including in case of death).
This is a mandatory document requirement, not an optional add-on. The policy must:
Some member states waive this specifically for certain categories (for example, holders of diplomatic passports), but for most applicants it is a strict, checkable requirement — missing or inadequate insurance is an explicit refusal ground under the Visa Code.
Common Problems
Pro Tips
Typical uploads: travel medical insurance policy or certificate stating Schengen-wide coverage, minimum €30,000 coverage amount, and dates matching the itinerary.